| Make Comparisons. All online banks are not created equally. There can be variances in fees, interest rates and special offers that may be available. |
| ATMs. If you need frequent access to ATMs, check the bank policies. Depending on the account, some online banks will rebate you for some of your ATM usage. |
| Telephone Support. If you need telephone support, when is it available and is there free unlimited phone access? |
| Get Automated. Online banking is most efficient with automation of as many processes as possible. For example, have paychecks direct deposited (no trips to the bank) and take advantage of online bill pay (no need to write checks for bills and then pay to mail them). |
| Access. Does the bank require you to download additional software (not a true Internet based bank) or can you access your account anywhere with simply an Internet connection? |
Friday, November 16, 2007
Online Banking Hints
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